Momentum Tracking

Free tool · Australian sole traders

What should you actually charge per session?

Most rate advice tells you what other trainers charge. This works backwards from your number instead: the income you actually want to take home, after tax and after what it costs you to run the business. No email required — the answer updates as you type.

Your numbers

$
Count every 1:1 or small-group session you deliver, not hours booked.
52 minus holidays, sick days and the weeks that never fill up. Most trainers land 44–48.
$
Insurance, equipment, software, phone/home-office share, marketing — the lot.
We don't model GST credits here — if you're registered, add 10% on top of the rate below to cover the GST you'll collect and remit.

Why this isn't the same as "what's the going rate"

A market-rate benchmark tells you what's normal. It doesn't tell you whether normal is enough for you — your expenses, your tax position, how many weeks you actually train clients versus how many you're paid to be "available." Two trainers charging the identical $90/session can be on completely different financial footing once one of them has higher overheads or fewer bookable weeks.

This calculator solves the other direction: start from the number that actually matters — what lands in your account after everything else is paid — and work out the rate that gets you there.

Once you know your rate, tracking it is the other half

See revenue, packs, BAS and everything else in the live demo — no login, no card.

Open the live demo →